References

"I have had the privilege to assist Tom R. Assiter and his company Assiter & Associates, with banking needs over the past 10 years. The business has always been handled in a very professional manner.

Assiter & Associates has earned a great reputation in the auction business, not only here in the Amarillo region, but also in other areas of Texas and other states. Assiter & Associates, with their experience and professionalism, would be a great choice for anyone's auction needs."

"Universal Utility Services Company, (a wholly owned subsidiary of Utility Engineering corporation), a New Century Energies company, serving West Texas, Eastern New Mexico, Oklahoma Panhandle, Colorado and Wyoming utilizes public auctions for the disposal of our retired and surplus equipment. We have used the services of Assiter & Associates with very positive results. The integrity and professionalism demonstrated by Mr. Tom Assiter is valued by our company and affiliated companies.

Utilization of this auctioneer has proven to be not only cost effective, but generated positive net proceeds for our auctioned items. This being the basis that we evaluate auction companies, our experience over the years dealing with many auction companies and auctioneers, Assiter & Associates has more than earned our complete confidence for these services."

"It is my pleasure to offer this letter of recommendation for Assiter & Associates. My association with this organization over the past 8 years has been one of total satisfaction. Mr. Assiter and his associates have performed numerous services for AMRESCO including all types of auctions and appraisal services. In all cases they have dealt with me with the highest level of professionalism and knowledge on each task assigned."

"I am writing to recommend Assiter & Associates, of Amarillo, Texas. They are very professional in business and as an auctioneer.

They do an excellent job of advertising and organizing sales. They have the ability to control large crowds and get the highest return possible for the collateral being sold.

I have known Mr. Spanky Assiter for 6 years. He is the best auctioneer I have heard or worked with in my 33 years of banking and FDIC experience. He has a pleasant personality and a vibrant voice. He can hold the crowd's attention and get them caught up in an enthusiastic mood and often sells collateral for more than the appraised values.

Assiter & Associates are working with this office in New Jersey. You can depend on them doing a good job for your office."

Southwestern Public Service Company (SPS), a New Century Energies company, serving West Texas and Eastern New Mexico, holds several public auctions each year to dispose of our surplus and used equipment. Since 1990, Assiter & Associates has conducted most of our auctions held in Amarillo & Lubbock, Texas and Roswell, New Mexico. All phases of these auctions were professionally handled and each auction generated excellent net proceeds, which is the basis for our evaluation of auction companies. SPS has also used Assiter & Associates for appraisal services.

"SPS regards Assiter & Associates as honest, reliable, dependable and professional. We would have no reservations using their firm in any of our future auctions or appraisals. Our primary contact with Assiter & Associates has been Mr. Tom Assiter. The professional representation of his company was one of the primary reasons his firm was initially chosen for services needed by SPS."

"I would like to highly recommend Assiter & Associates LLC for consideration regarding auction and appraisal service needs that you may have from time to time. I have known Spanky Assiter and several of his associates for many years. I spent twelve years in the banking industry prior to returning to the Lubbock area. During that period of time I employed Assiter & Associates LLC on numerous occasions to perform both appraisal and auction services.

Spanky's professionalism and working knowledge of various industries is superior to other auction companies and appraisers that I have worked with."